Buying a new car, whether it's your very first one, or an upgrade, should be fun. After doing hours of research and saving money, getting behind the wheel of the vehicle you've had your eye on for months is exhilarating. As a premium brand, Toyota has some of the finest, affordable cars that offer drivers the elegance, reliability, endurance and safety they require when out on the road. But for those who find themselves in a questionable credit situation, a certified Toyota dealership may be the last place on their minds when thinking about buying a new or used Toyota vehicle. Whether you've been late on a few existing payments, maxed out one or two of your credit cards or simply can't keep up with your finances, having a questionable credit score can be challenging, but it's also completely manageable.
If you're in the market for a new car, it can be tricky to be approved for a new loan or lease as a result of your previous habits. Most dealerships want access to your credit history to assess your eligibility for a loan and to determine your commitment to repaying it. However, even if your credit score isn't perfect, at Castlegar Toyota, we are more than happy to work with you to help you select a financing or leasing option that accommodates your personal finances and lifestyle. With low-interest car loans and the expert advice of our on-site finance managers, Castlegar Toyota is confident that those in any type of financial situation can find an option that works for them. Toyota Canada is constantly evolving and now is the perfect time to get you that much closer to the car of your dreams.Trust Your Dealer
For those who don't have a perfect credit score, the first thought that might cross their minds when shopping for a new vehicle is to opt for a private seller instead of visiting a certified Toyota dealership. While it's true you'll avoid the hassle of somebody looking into your credit history and dealing with sales tax, buying from a private seller is risky and could ultimately cost you much more than you bargained for on that windshield sticker price tag. Private sellers are eager to close a sales deal because they want to get rid of their vehicle as quickly as possible, but they are not obligated to tell you about the vehicle's history which could include accident reports, mechanical repairs and even its legal status. At Castlegar Toyota, we are your one-stop auto-financing resource, with friendly financial managers on site daily who are more than happy to sit down and discuss only the best options for you. With incredibly low-interest financing options available, we promise to find you the best available rate.
Castlegar Toyota also has the option of applying for a loan and if you qualify, you can immediately start shopping for a vehicle within your new budget. Even if your credit score isn't perfect, if you qualify for a loan, buying a used car is a definite possibility with our impressive collection of pre-owned vehicles under $10K.
Just because you're on a budget doesn't mean you have to choose from our pre-owned inventory. At Castlegar Toyota, there are plenty of brand new vehicles that are practical and affordable. In the $20K range, the brand new 2016 Toyota Corolla is a fantastic option. Another great option to buying new is the 2015 Toyota Yaris, which is under $20k and just above the $10K pre-owned vehicle bracket. When you buy a new vehicle from our dealership, you also become a member of our Castlegar Toyota Loyalty Rewards Program at no extra cost, where you can earn points for any service work or accessories purchased at Castlegar Toyota and redeem those points for discounts on future work at our dealership.
If you're in the market for a new Toyota vehicle, visit our dealership and find the answers to all of your questions. Give us a call at 1-(877) 969-1929 to speak to our friendly staff, or, book a test drive online today!